Terms of Use

Geode Capital Management is pleased to provide you with the products, services, content, tools, and information on this site (the ԇeode Siteԩ. Your use of the Geode Site is subject to the following Terms of Use ("Terms").

These Terms are a binding contract between you and Geode. By using or accessing the Geode Site, you accept and agree to be bound by these Terms. Your use of the Geode Site is governed by the version of the Terms in effect on the date the Geode Site is accessed by you. Geode may modify these Terms at any time and without prior notice. These Terms are in addition to any other agreements between you and Geode, including any customer or account agreements, and any other agreements that govern your use of products, services and content available on the Geode Site.

USE OF GEODE SITE

The Geode Site is intended only for your personal, non-commercial use, unless you and Geode have agreed otherwise in writing.

INFORMATION FOR FOREIGN INVESTORS

The Geode Site is intended to be made available only to customers and prospective customers residing in the United States, and the information on the Geode Site is only for such persons. Nothing on the Geode Site shall be considered a solicitation to buy or an offer to sell a security, or any other product or service, to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful under the laws of such jurisdiction.

NO INVESTMENT RECOMMENDATIONS OR PROFESSIONAL ADVICE

Generally, the Geode Site is not intended to provide tax, legal, insurance or investment advice, and nothing on the Geode Site should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by Geode or any third party. Unless otherwise specified, you alone are solely responsible for determining whether any investment, security or strategy, or any other product or service is appropriate or suitable for you based on your investment objectives and personal and financial situation. You should consult an attorney or tax professional regarding your specific legal or tax situation.

COPYRIGHT POLICY, LINKING POLICY AND TRADEMARKS

The Geode Site is protected by applicable copyright laws. Accordingly, you may not copy, distribute, modify, post or frame-in the Geode Site, including any text, graphics, video, audio, software code, user interface design or logos. Unless you and Geode have agreed otherwise, links from another web site to the Geode Site must resolve to the top-level homepage of the Geode Site. In order to avoid confusion if you do link from another web site to the Geode top-level homepage, your web site, and the link itself, may not suggest that Geode endorses, sponsors or is affiliated with any non-Geode web site, entity, service or product, and may not make use of any Geode trademarks or service marks other than those contained within the text of the link. All trademarks and service marks on the Geode Site belong to Geode or an affiliate, except third-party trademarks and service marks, which are the property of their respective owners.

TIMELINESS OF CONTENT

All content on the Geode Site is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. You are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.

PROHIBITED USES

Because all servers have limited capacity and are used by many people, do not use the Geode Site in any manner that could damage or overburden any Geode server, or any network connected to any Geode server. Do not use the Geode Site in any manner that would interfere with any other party's use of the Geode Site.

MEANS OF ACCESS

The Geode Site is generally intended to be viewed by a conventional web browser with a screen resolution of 640 by 480 pixels or greater. Although you may use other means to access the Geode Site, be aware that the Geode Site may not appear accurately through other access methods, and you use them only at your own risk. You should not access the Geode Site through devices or services that are designed to provide high-speed, automated, repeated access, unless such devices are approved or made available by Geode. Certain parts of the Geode Site are protected by passwords or require a login. You may not obtain or attempt to obtain unauthorized access to such parts of the Geode Site, or to any other protected materials or information, through any means not intentionally made available by Geode for your specific use.

PASSWORD SECURITY AND NOTIFICATION

If you have a Personal Identification Number (PIN) for access to non-public areas of the Geode Site, you are solely responsible for all activities that occur in connection with your PIN. Accordingly, you should take steps to protect the confidentiality of your PIN. Notify Geode immediately if you become aware of any disclosure, loss, theft or unauthorized use of your PIN.

DISCLAIMER OF WARRANTIES

Geode does not make any express or implied warranties about the Geode site, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Geode does not warrant that the Geode site will meet your needs, or that it will be uninterrupted, timely, secure or error-free. Geode also makes no warranty that the results obtained from the use of the Geode site or the quality of any products, services, information, or other material purchased or obtained by you through the Geode site will meet your expectations.

LIMITATION OF LIABILITY

Geode will not be liable to you or anyone else for any consequential, incidental, special or indirect damages (including but not limited to lost profits, trading losses or damages that result from use or loss of use of the Geode site). This is true even if Geode has been advised of the possibility of such damages or losses. Geode will not be liable to you or anyone else for any loss resulting from a cause over which Geode does not have direct control. This includes failure of electronic or mechanical equipment or communications lines (including telephone, cable and internet), unauthorized access, viruses, theft, operator errors, severe or extraordinary weather (including flood, earthquake, or other act of god), fire, war, insurrection, terrorist act, riot, labor dispute and other labor problems, accident, emergency or action of government. If you live in a state that does not allow the limitation or exclusion of liability or incidental or consequential damages some or all of these limitations and exclusions may not apply to you.

INDEMNIFICATION

As a condition of your use of the Geode Site, you agree to indemnify and hold Geode and  its affiliates harmless from and against any and all claims, losses, liability, costs and expenses (including but not limited to attorneys' fees) arising from your use of the Geode Site, or from your violation of these Terms.

TERMINATION

Geode may terminate access to the Geode Site for any reason, without prior notice.

MODIFICATION

Geode may modify the Geode Site for any reason, without prior notice.

GOVERNING LAW

Unless otherwise agreed, these Terms and their enforcement are governed by the laws of The Commonwealth of Massachusetts, without regard to conflicts of law, and shall inure to the benefit of Geodeӳ successors and assigns, whether by merger, consolidation, or otherwise.

SEVERABILITY

If a court of competent jurisdiction deems any provision of these terms unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.

COMMODITY TRADING ADVISER (CTA) DISCLOSURE

Pursuant to an exemption from the commodity futures trading commission in connection with accounts of qualified eligible persons, this brochure or account document is not required to be, and has not been, filed with the commission. The commodity futures trading commission does not pass upon the merits of participating in a trading program or upon the adequacy or accuracy of commodity trading advisor disclosure. Consequently, the commodity futures trading commission has not reviewed or approved this trading program or this brochure or account document.

This website is for informational purposes only. This website does not provide investment advice or recommendations, nor is it an offer or solicitation of any kind to buy or sell any investment products. Geode Capital Management provides asset management services to Institutional Investors, and those services are generally only available to Institutional Investors. This website is intended to be made available only to persons residing in the United States. The information on this website is provided only for Institutional Investors, consultants or members of the media. Information contained on this website is not intended for Institutional Investors in any jurisdiction in which distribution or purchase is not authorized.

Past performance is no guarantee of future results. An investment may be risky and may not be suitable for an investor's goals, objectives and risk tolerance. Investors should be aware that an investment's value may be volatile and any investment involves the risk that you may lose money. Geode Capital Management does not provide legal or tax advice and we encourage you to consult your own lawyer, accountant or other advisor before making an investment. The indices are unmanaged, not available for direct investment and not subject to fees.